SWIFT Mortgages

Buying your first home? We’ve got you covered!

Buying your first home can feel overwhelming—there’s a lot to consider, from pre-approvals and interest rates to budgeting, saving, and choosing the right location. But with the right support, it doesn’t have to be stressful.

Our experienced advisers are here to guide you every step of the way. We work with leading banks and lenders to secure the best mortgage deals tailored to your unique situation.

Let’s turn your dream of homeownership into reality.

Refinancing or Refixing

Expert guidance to help you save, simplify, and strengthen your financial future.

We can help you secure a lower interest rate, access extra funds, consolidate debt, or adjust your loan terms to better fit your financial goals.

Our expert advisers provide tailored guidance to ensure a smooth refinancing process, helping you save money and gain greater financial flexibility.

Get in touch today to explore your options and take control of your financial future.

Construction Loan

Planning a new home build or renovation? We can help.

Building or renovating a home is an exciting journey, but the financial side can sometimes feel a bit overwhelming. That’s where SWIFT comes in.

We specialise in construction and renovation finance, and we've helped hundreds of clients secure the right loan for their project. Whether you're building your first home, an investment property, or a long-awaited upgrade, we make the process easier and less stressful.

We can help with:

  • Construction loans

  • Land and build packages (Turn-key builds)

  • Labour-only contract loans

  • Renovation loans

We do more than just secure finance — we help structure your loan to suit your build, avoid common financing pitfalls, and keep things running smoothly.

Investment Property Loans

Finance that fits your property investment plans

Whether you're expanding your property portfolio or planning your first rental, having the right finance in place makes all the difference. At SWIFT, we help you navigate your lending options with clear advice and support along the way.

Whether your exploring what’s possible with your deposit or structuring the loan for long-term flexibility, we’re here to guide you.

Life Insurance

Financial support for your loved ones when they need it most.

In the event of a terminal illness or death, life insurance can provide financial support to your loved ones. It pays a lump sum that can be used to cover things like the mortgage, day-to-day living expenses, or your children’s education. It offers peace of mind, knowing that even in your absence, your loved ones may have the financial resources to move forward and meet their needs.

Health Insurance

Faster access to care when it matters most

Health insurance helps cover the cost of private medical treatment, giving you faster access to care and more control over when and where you're treated. It’s a way to avoid long public wait times and get the support you need, when you need it.

Depending on your level of cover and any agreed excess, a comprehensive policy may also include surgery, specialist consultations, diagnostic tests, and imaging services such as MRIs and CT scans - offering peace of mind and improved access to timely, quality healthcare.

Trauma Insurance

Support when the unexpected strikes.

Trauma insurance can provide a financial safety net if you're diagnosed with a serious illness or experience a major medical event - such as cancer, a serious heart attack, or stroke. It’s designed to ease financial pressure so you can focus on your recovery.

Depending on your level of cover, the lump sum payment can be used however you need - towards medical costs or treatments, rehabilitation or family expenses. It offers flexibility, relief, and peace of mind during a difficult time.

Total and Permanent Disability Cover

Long-term support if you’re unable to return to work.

Total and permanent disability (TPD) cover provides a lump sum payment if you become permanently disabled and are unable to work again. It’s designed to help ease the financial burden of life-changing injuries or illness.

The payout can be used however you need from covering medical costs to making home modifications or covering the mortgage-repayments or ongoing living expenses. It’s about helping you maintain quality of life and financial stability, even when things don’t go to plan.

Income Protection

A safety net when illness or injury stops you working.

Income protection insurance provides a regular monthly payment if you're unable to work due to illness or injury. It’s designed to help cover essential living costs - like rent or mortgage repayments, groceries, and bills - while you focus on recovery.

Depending on your policy, payments can continue for a set period or until you’re able to return to work. It’s a practical way to protect your income and maintain stability through life’s unexpected challenges.

Key Person Cover

Protect your business from the unexpected loss of a key team member.

Key person insurance provides financial support if a crucial member of your business - such as a founder, director, or a top-performing employee - is unable to work due to serious illness, injury, or death.

The payout can help cover lost revenue, recruitment costs, or temporary staffing while the business adjusts. It’s a way to reduce financial disruption and give your business time to recover without added pressure.

Business Debt Protection

Help stay on top of your business debt if something happens to a key person in your business.

Debt Protection helps cover business loan repayments if a key person is unable to work due to illness, injury, or death. It’s designed to reduce the financial pressure on your business - helping reduce the risk of business insolvency.

Shareholder Protection

Ensure the business succession plan is executed if a shareholder needs to exit the business due to illness, injury, or death.

Shareholder Protection provides funds for the remaining shareholder to buy out the share of the exiting shareholder. This enables the remaining shareholder to retain control of the business without having to obtain a loan or sell assets.

Group Scheme Insurance

Flexible cover for your team.

Group insurance allows employers to offer life, health, or income protection cover to their staff as part of a workplace benefits package. It’s a meaningful way to support employee wellbeing and show your team they’re valued.

In many cases, cover can be arranged without individual medical underwriting (within set limits), making it easier for employees to access protection. Group schemes can help boost staff morale, improve retention, and contribure to the overall wellbeing of your team and business.

Region: Auckland
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Hours

Monday 9:00 AM - 6:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 6:00 PM
Saturday 10:00 AM - 2:00 PM
Sunday Closed

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